BancorpSouth to Announce Fourth Quarter Financial Results

Officials of BancorpSouth, Inc. said today that the company will announce fourth quarter financial results following the Market's closing, Thursday, January 18, 2001.

A live audio webcast of management's conference call with analysts will be available Friday, January 19 beginning at 9:00 a.m. CST on the company's internet site ( ). This will be an interactive session between management and analysts; others may listen to the live broadcast. The conference also will be available in archived format at the same address.

BancorpSouth is a $9.3 billion-asset financial services company. The company operates 234 banking and mortgage locations in Alabama, Arkansas, Louisiana, Mississippi, Tennessee and Texas. In addition to providing traditional banking services, credit cards, mortgages, trust and fiduciary services, the company provides investment services through its subsidiary BancorpSouth Investment Services, Inc. and insurance services through it subsidiary BancorpSouth Insurance Services, Inc. BancorpSouth's common stock is traded on the New York Stock Exchange under the symbol BXS.

SOURCE: BancorpSouth, Inc.

Contact: Financial, Nash Allen, Jr., 662-680-2330, or Media, Randy
Burchfield, 662-680-2216, both of BancorpSouth, Inc.